Administrative Defense

Administrative defense helps protect you during regulatory actions like medical board allegations or hospital disciplinary proceedings. This might include state medical board reviews with serious outcomes like fines, probation, or even license forfeiture, as well as hospital credentialing reviews that could lead to revoked privileges.

Some med mal policies afford a small sublimit for administrative defense and some exclude this coverage altogether. Either way, legal costs associated with these claims can quickly add up regardless of whether the accusation is valid, and a solid defense is imperative when your licensure and reputation is at stake. Administrative defense coverage can help cover these expenses and give you access to timely expert advice when you need it most.

While standalone administrative defense policies aren’t currently available, it may be possible to add or increase an administrative defense coverage sublimit on your current med mal insurance policy. Certain insurance companies may offer specific administrative defense buyups or are willing to negotiate adding or increasing this coverage at renewal. Some insurance companies also offer administrative defense coverage as a package with other insurance coverages such as cyber or billing E&O.

Issues with the medical board and hospital credentialing can have serious implications on your medical malpractice insurance and overall practice. So, let’s make sure you can defend yourself fully should you ever need it.

Let’s talk administrative defense today.